C-09 — Banking Business and Types

Which of the following is one of the important businesses among all?

Banks may be established by which type of entrepreneurship?

Banking has passed through which of the following phases of change?

Why are innovative banking products and services being provided in modern times?

Which of the following has changed a lot with the progress of time in banking?

From whose perspective is "investment of fund and earning profit" considered a bank objective?

Making proper investment of money collected from savings is one of the main objectives from which perspective?

Every investment has which of the following?

Goodwill of a bank creates which of the following in clients?

How do banks actively participate in development of the country?

Spending a portion of profit in social development is which objective of a bank?

Which of the following are objectives of bank from owner's perspective?

Who issues notes and currencies in Bangladesh?

What can be used as a medium of exchange and an alternative to currency?

Capital formation is done by collecting which of the following from the society?

Before sanctioning any loan, a bank analyzes the —

Banks help the government control money market mainly in order to —

According to the text, can the central bank alone control the money market?

By investing in a labour-intensive project instead of a capital-intensive one, a bank can —

Which of the following is/are objectives of bank from government's perspective?

In which account is no interest offered but lots of services are provided?

What is the typical interest rate on a Savings Account according to the text?

In which account is deposit comparatively more profitable but loses value if withdrawn early?

Minimum duration of a Fixed Deposit Account is —

Keeping hard cash, gold jewellery and valuables safely is which objective?

Before sanctioning a loan, the bank evaluates which of the following?

When a bank takes part in business contracts on behalf of clients and signs bills of exchange, it acts as —

At present, banks transfer money of clients mainly through —

Which card allows buyers to purchase products without cash for a specified time period?

24-hour cash service is received using which machine?

Standard of living is improved by which of the following bank services?

Which of the following is an objective of a bank from the client's perspective?

According to central bank regulation, minimum number of directors of a private bank is —

Maximum number of directors of a private bank is —

For a public limited company bank, minimum number of members is —

Maximum number of members for a public limited company bank is —

Establishment of a commercial bank in Bangladesh requires approval of —

If a bank conducts business without Bangladesh Bank approval, it is considered —

Banking is described as a —

Which is the most important principle for ensuring the safety of client's money and loan money?

What is the main portion of a bank's profit?

If a bank keeps maximum portion of deposited money as liquid, what happens?

Which principle requires the bank to maintain a reasonable amount of liquid asset?

Due to lack of which principle may a bank become bankrupt?

Success of business mostly depends on the efficiency of —

Expansion of business is possible by adopting attractive, understandable and suitable —

Keeping all information of clients secret falls under which principle?

Goodwill of a bank is created through —

Terms of investment such as size, duration and interest rate are followed under —

Refusal of loans for unproductive and uncertain projects falls under —

"High profit with low cost" describes which principle?

People keep their money and valuable assets in lockers in the bank depending on —

Which principle helps a bank avoid uncertainty and risk in case of investment?

In case of foreign trade, loan sanction and note issue, banks follow which principle?

Helping the development of the economy of the country is which principle?

Which of the following are fundamental principles of banking?

Which bank is the custodian, regulator and director of all other banks?

The central bank is called the —

The central bank is mainly created to regulate —

Which is NOT a main function of the central bank?

Which bank plays the role of central bank in Japan?

Which bank plays the role of central bank in England?

Scheduled banks operate in accordance with regulations of —

To be listed as a scheduled bank, minimum paid-up capital required is —

For branchless digital banks, the required capital is —

Which is an example of a scheduled bank?

Banks established and managed under full government ownership are called —

Currently the number of government-owned commercial banks in Bangladesh is —

Which of the following is NOT a government commercial bank?

Which of the following are government-owned commercial banks?

Banks established for special purposes or specific regional development are called —

Currently the number of specialized banks in Bangladesh is —

Which of the following is a specialized government bank?

RAKUB stands for —

House Building Finance Corporation is a —

Currently the number of private commercial banks in Bangladesh is —

Which of the following is a private commercial bank?

Private commercial banks are divided into how many types?

Currently the number of conventional private commercial banks is —

Banks that operate based on Shariah law and do not deal with interest are called —

Islamic commercial banks function on the basis of —

Currently the number of Islamic commercial banks in Bangladesh is —

Which of the following is an Islamic commercial bank?

Banks owned by foreign entities but operating branches in Bangladesh are called —

Currently the number of foreign commercial banks in Bangladesh is —

Among foreign commercial banks, the number of conventional banks is —

Among foreign commercial banks, the number of Islamic banks is —

Which is an example of a foreign commercial bank?

Foreign commercial banks operating in Bangladesh follow —

Banks that are not listed under the central bank are called —

Non-scheduled banks receive —

Which is an example of a non-scheduled bank?

Which of the following are non-scheduled banks?

Which bank sells shares of new companies as an underwriter?

Bridge financing and debenture selling are activities of —

Which bank encourages people to save by accepting surplus money and providing profit and interest?

Bank that sanctions long-term loan against land security in agriculture or industrial sector is called —

Bank established to develop the transport industry is called —

Which of the following is an activity of a transport bank?

Banks of small and cottage industries are established to —

Which bank provides support in export-import business?

Issuing Letter of Credit is a main activity of —

Banks established to create savings tendency among labour and develop their standard of living are called —

Does Bangladesh have a specialized labour bank?

Banks established to make women familiar with banking and encourage savings are known as —

School Bank was established in Bangladesh in which decade?

What was distributed to students under the school bank concept?

Main purpose of school bank is to —

Through which bank are consumers provided facilities to purchase on credit?

Consumer banks supply which item to clients to purchase on credit?

In which year was Islamic banking first introduced in Bangladesh?

Islamic banking was introduced in Bangladesh first as —

Islamic banking is based on which law?

Which Islamic banking service involves supplying capital to clients and supporting capital management?

In which Islamic banking service is business done by joint initiatives of bank and clients with equal sharing of profit and loss?

If a loan is given to a client to purchase a car or equipment, this Islamic banking service is called —

In which Islamic banking service does the bank purchase products on client's request, give them for use and receive rent?

Which of the following are Islamic banking products available in Bangladesh?

Which is an Islamic bank operating in Bangladesh?

Which of the following is NOT an Islamic bank operating in Bangladesh?

Which of the following Islamic banking services involve sharing of risk between bank and client?

What type of bank is involved in silk production programme in Rajshahi district?

Role of commercial bank in controlling the money market is —

Now-a-days in most villages women entrepreneurs are thinking to introduce 'Eco Banking'. Which kind of banking does 'Eco Banking' belong to?

What are the objectives of establishing a specialized bank for women?

Arman is a regular customer of "Srijani" Bank, enjoys electronic cards, the bank collects deposits and provides loans with branches all over the country. What type of bank is "Srijani Bank"?

Srijani Bank saves a certain portion of deposits and operates by making profit all over the country. This refers to which principle?

Which objective of bank does Arman directly benefit from through electronic cards and money transfer?

'Arunima Bank' was established in 2008 after taking legal approval. Whose approval is needed to establish such a commercial bank in Bangladesh?

A person applied for a Tk 1.50 lac loan to Arunima Bank and wants to mortgage his land but documents have discrepancies. Will granting the loan on mortgage be rational?

Why is financial solvency needed in banking activities?

What is exchange bank?

"Banks make people's lives easier" — primarily because of —

How does a bank create employment?

What is school banking?

How does the bank act as an advisor and consultant to customers?